Debunking the Most Common Myths About NJ Personal Injury Claims

If you have been injured due to someone else’s negligence or legal fault, you may be entitled to pursue a legal claim to recover compensation for your expenses and losses. However, too many personal injury victims choose not to invoke their legal rights due to myths about personal injury claims and hiring a personal injury lawyer. 

Here are five common myths about personal injury claims and the actual truth that debunks these myths. 

#1: There’s No Point in Filing a Personal Injury Claim for Minor Injuries

Following an accident, you may decide not to put any effort into pursuing a personal injury claim because you think that you have not been badly injured. However, many accidents lead to injuries that are not visible or that do not cause any pain or symptoms immediately following the accident. But if you decide to start taking action once you do begin to experience discomfort or impairment to your daily living, it may be too late for you to pursue a personal injury claim. 

#2: You Don’t Need a Lawyer If You Have Insurance

If you have insurance coverage that will provide you compensation for expenses and losses you incur due to your injuries, you may assume that you don’t need a lawyer. However, the insurance company (even your own insurer!) is not on your side. Insurance companies have an interest in minimizing the amount of compensation they have to pay to you. With a personal injury lawyer in your corner, you’ll have someone who will advocate for maximum financial recovery for you.

#3: You Can Pursue a Personal Injury Claim at Any Time

If you have a personal injury claim, you have limited time in which to file a personal injury lawsuit against the party or parties at fault for your injuries. This means you cannot wait as long as you might like to begin pursuing your claim. In New Jersey, the statute of limitations normally gives you only two years from the date that you were injured to file a lawsuit. If you file suit after the limitations period has passed on your claim, your case will likely be permanently dismissed. 

#4: A Personal Injury Lawsuit Will Ruin the At-Fault Party’s Life

It is hard not to be empathetic towards the person responsible for an accident, even if you were the one injured by the accident and the accident was caused by the at-fault party’s negligence or recklessness. You may think that pursuing a personal injury claim against an at-fault party will end up ruining their life. However, you need to prioritize your physical and financial well-being. In many personal injury claims, such as motor vehicle accidents or premises liability accidents, the at-fault party will have insurance that will pay to compensate you for your expenses and losses. 

#5: People Only File Personal Injury Claims Because They Are Greedy

There is a negative stigma around people who file personal injury lawsuits, and especially around personal injury lawyers and law firms. However, you should not feel bad or ashamed about seeking financial recovery for expenses and losses you incur due to your injuries when those injuries are someone else’s fault. 

Contact a Hamilton Township Personal Injury Lawyer to Discuss Your Case in New Jersey

Did you or a loved one sustain serious injuries because of someone else’s negligence in New Jersey? Don’t let the medical bills pile up while you wait for the negligent party or their insurance company to do the right thing. Right now, you need an aggressive personal injury attorney on your side, fighting to get you the compensation you need, want, and deserve. The skilled attorneys at Hartman Duff, LLC represent clients injured in Hamilton Township, Ewing Township, Lawrence Township, Princeton, and throughout New Jersey. Call 609-853-5579 or fill out our online contact form to schedule a free consultation about your case. We have an office conveniently located at 2681 Quakerbridge Rd., Hamilton Township, NJ 08619.

The articles on this blog are for informative purposes only and are no substitute for legal advice or an attorney-client relationship. If you are seeking legal advice, please contact our law firm directly.